For those that are either attending or have graduated from college, there are many challenges to be encountered. Many of these are tied, to some degree or another, to finance. This goes far beyond not buying a costly latte or purchasing a new car without the funds, just to name a few instances. For those that are experiencing financial stress in school, you're not alone. The following tips by Robert Jain will ease your concerns.
For those that are looking to keep financial stress to a minimum during college, rest is required. How many times have you lost sleep on an exam that you had to study more for? What about cramming for a paper that is due the following day? Instances like these can result in a lack of substantial rest, which shouldn't become habits. Eight hours of sleep each night will not only keep you attentive in class but names like Bob Jain will tell you that rest ultimately reduces financial stress.
Financial stress may come from a misunderstanding of needs and wants. In simplest terms, the former can be deemed immediate and the latter can be held off on or ignored entirely. For instance, if you have your sights set on a new car, you have to ask yourself if you absolutely need it in the moment. On the flipside, if your current car is low on gas, it's necessary to spend the money on fuel. This is another great way to keep your stress levels low.
What about your job? Is it causing you stress beyond what a part-time opportunity should? It's entirely possible that it's not conducive to your school schedule. Perhaps it simply costs too much money to drive to your place of work, which can rack up costs in a hurry. For those that plan on working while attending classes, you may want to see about part-time opportunities on your campus, which will prove to be more flexible.
Finally, if you wish to provide yourself with ample security, try to build an emergency account. You don't have to commit too much to the account in question; throwing a few dollars into a separate account will be enough. Eventually, you will start to see this account build to the point where, if need be, it could be used for an emergency. When it comes to college and the challenges that come with it, there's no such thing as being too careful.
For those that are looking to keep financial stress to a minimum during college, rest is required. How many times have you lost sleep on an exam that you had to study more for? What about cramming for a paper that is due the following day? Instances like these can result in a lack of substantial rest, which shouldn't become habits. Eight hours of sleep each night will not only keep you attentive in class but names like Bob Jain will tell you that rest ultimately reduces financial stress.
Financial stress may come from a misunderstanding of needs and wants. In simplest terms, the former can be deemed immediate and the latter can be held off on or ignored entirely. For instance, if you have your sights set on a new car, you have to ask yourself if you absolutely need it in the moment. On the flipside, if your current car is low on gas, it's necessary to spend the money on fuel. This is another great way to keep your stress levels low.
What about your job? Is it causing you stress beyond what a part-time opportunity should? It's entirely possible that it's not conducive to your school schedule. Perhaps it simply costs too much money to drive to your place of work, which can rack up costs in a hurry. For those that plan on working while attending classes, you may want to see about part-time opportunities on your campus, which will prove to be more flexible.
Finally, if you wish to provide yourself with ample security, try to build an emergency account. You don't have to commit too much to the account in question; throwing a few dollars into a separate account will be enough. Eventually, you will start to see this account build to the point where, if need be, it could be used for an emergency. When it comes to college and the challenges that come with it, there's no such thing as being too careful.
